C1 (3 points)
https://knobit.org/id/task/dwbi-metric-definitions/C1
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| dcterms:license | https://creativecommons.org/licenses/by/4.0/ |
|---|---|
| owl:sameAs | https://bitbucket.org/reffa/ontology/id/task/dwbi-metric-definitions/C1 |
| rdfs:label | C1 (3 points) en |
| schema:hasPart | dwbi-metric-definitions C1: the difference reconciled into quantified effects |
| schema:hasPart | dwbi-metric-definitions C1: non-performing forborne exposures brought into the definition |
| schema:hasPart | dwbi-metric-definitions C1: the corrected ratio recomputed from the extract |
| schema:identifier | C1 |
| schema:position | 1 |
| schema:text | The difference in numbers, 1 each. (a) 3.1% → 4.4% is reconciled into named effects computed from the extract, in the stated order: including the non-performing forborne exposures (+0.40 pp, 3.06% → 3.45%), recomputing the total instead of averaging segment ratios (−0.06 pp, → 3.40%), and average instead of quarter-end balances (+0.99 pp, → 4.39%); checks.py recomputes them (±0.05 pp). (b) The corrected definition counts non-performing forborne exposures as the quoted EBA definition does. (c) The corrected NPL ratio is 3.40% (86 000 / 2 532 000), quarter-end balances, recomputed over all loans. en |