I3 (1.5 points)
https://knobit.org/id/task/dg-strategy-scorecard-trace/I3
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| dcterms:license | https://creativecommons.org/licenses/by/4.0/ |
|---|---|
| owl:sameAs | https://bitbucket.org/reffa/ontology/id/task/dg-strategy-scorecard-trace/I3 |
| rdfs:label | I3 (1.5 points) en |
| schema:hasPart | dg-strategy-scorecard-trace I3: BCBS 239 is supervisory guidance, not an EU regulation |
| schema:hasPart | dg-strategy-scorecard-trace I3: GDPR is a directly applicable EU regulation and PCI DSS a contractual standard |
| schema:hasPart | dg-strategy-scorecard-trace I3: T-1 and T-2 rewritten as intensional definitions of a credit exposure |
| schema:identifier | I3 |
| schema:position | 6 |
| schema:text | Binding rules and definitions, 0.5 each. (a) DR-1 BCBS 239 is recorded as an EU regulation published in EUR-Lex: it is supervisory guidance (Basel Committee principles published by the BIS, applied through the ECB's supervisory expectations), not a legal act. (b) DR-2 GDPR is recorded as a directive transposed into Estonian law and DR-3 PCI DSS as supervisory guidance: GDPR is Regulation (EU) 2016/679, directly applicable and published in EUR-Lex (the Estonian Personal Data Protection Act only supplements it, in Riigi Teataja), and PCI DSS is a contractual standard binding through the card scheme and acquirer agreements; both needed for the half point. (c) T-1 is circular and T-2 lists forbearance measures instead of defining the exposure: both rewritten as intensional definitions - the superordinate concept (a credit exposure, T-3) plus the characteristics that delimit it (T-1: more than 90 days past due or the obligor unlikely to pay; T-2: a concession granted to an obligor in financial difficulty). en |